1 Hospitalized After Wreck on Rte 28 in Chatham, MA

Chatham, MA (September 29, 2026) – On Tuesday morning, September 29, Chatham Fire and emergency units were called to the scene of an injury wreck on Route 28 in Chatham. 

When emergency units arrived at the scene, they found at least one person injured as a result of the crash. One person needed to be transported to Cape Cod Healthcare due to their injuries. The severity of the injuries has not been clarified. 

The investigation into how the accident unfolded is still open and ongoing. 

We hope for a strong recovery for the injured person. 

What Happens If the Other Driver Is Uninsured in Chatham, MA?

After a vehicle accident, injured people in Massachusetts can typically turn to their own uninsured motorist coverage if the other driver has no insurance. Massachusetts requires auto policies to include this coverage, and it generally applies when the at-fault driver has no insurance, cannot be identified, or carries too little to cover the losses. It works alongside PIP, which pays medical costs first regardless of fault.

A claim under your own policy is still a claim, and the insurer can question the injury, the medical bills, or whether the other driver truly lacked coverage. Many policies send disputes to arbitration and set their own notice terms, which may differ from the three-year deadline for lawsuits.

The available coverage can depend on the policy terms and the circumstances surrounding the accident. Records such as medical bills, treatment notes, wage-loss documentation, and information about the other vehicle's insurance may become relevant during the claim process.

If the other driver cannot be identified, such as in a hit-and-run, additional requirements may apply before uninsured motorist benefits are available. Policyholders should also review their declarations page and policy language to understand applicable limits, exclusions, notice requirements, and procedures for resolving disputes.

It is common that insurers try to dispute fault in order to pay less. To avoid this, it is important to keep medical records, bills, the police report, and any proof of the other driver's insurance status. All this documentation gives a car accident lawyer more to work with when reviewing the policy.

At Fiorentino Legal, P.C., we can review how your coverage may apply and what steps an insurer could expect for your particular case. 

If you have any doubts about what to do next, call Attorney Christopher Fiorentino of Fiorentino Legal, P.C. at (617) 990-2568 to speak with our team and learn more about your available legal avenues. 

Note: This post is based on information obtained from publicly available secondary sources. While we strive to ensure the accuracy of the information presented, Fiorentino Legal, P.C. has not independently verified all details of the incident reported. If you notice any inaccuracies or missing information, please contact Fiorentino Legal, P.C. so we can promptly review and update the content.

Disclaimer: The content of this post is provided for general informational purposes only and should not be interpreted as legal or medical advice. Reading this post does not create an attorney-client relationship with Fiorentino Legal, P.C. If you have been injured in an accident, seek appropriate medical care and consult a qualified attorney regarding your legal options. Any images included are for illustrative purposes only and do not depict the actual accident scene or individuals involved.